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At Sirchia & Cuomo, LLP we offer services
in the following areas:
- Comprehensive Financial Planning
- Financial Planning Organizer
- Managed Investment Advisory Services
- Recommendations On Specific Financial
Planning Concerns
 Comprehensive
Financial Planning
Sirchia & Cuomo, LLP offers comprehensive
financial plans that focus on all areas of the client's financial
situation. We analyze the your existing situation, help the
you to define your goals, and create a plan that considers
all of the financial objectives. Our involvement doesn't end
with expert advice. We will assist you in implementing the
recommendations. We also periodically review the plan with
the you and revise the plan as necessary to adjust to the
changes in your financial life.
Our comprehensive plans include analyses and recommendations
in the following areas:
- Current Financial Position
- Investment Planning
- Cash Flow Planning
- Income Taxes
- Retirement Planning
- Life Insurance Planning
- Disability Insurance Planning
- Long Term Care Planning
- Estate Planning
- Health Insurance
- Business Interests / Partnerships
- Employee Benefits
- Education Planning
- Other Areas as Requested by Clients
Managed Investment Advisory Services
 Sirchia
& Cuomo, LLP manages client assets by hiring experienced
professional investment managers as co-advisors whom we select
through critical evaluation. Currently, Sirchia & Cuomo,
LLP manages client assets in co-advisory relationships with
investment managers who offer conservative, moderate and aggressive
investment programs tailored to our clients' needs. Primarily,
we use no-load stock and bond mutual funds and private money
managers. We can also use individual debt and equity securities.
Our managed investment advisory services
are ongoing and our strategies reflect a continuous evaluation
of each client's individual needs as well as changes in market
conditions. Our advisors bring a high degree of personal attention
to each client and are always available to answer your questions.
We will meet with you as often as necessary to give you the
attention you need.
Clients will maintain custody of their
assets with Charles Schwab & Company (Schwab). At the
end of each month Schwab will send you a brokerage account
statement. This report will detail all activity during the
month and value all positions as of month end.
At the end of each calendar quarter, we
will produce a portfolio appraisal and performance report.
In addition, at the end of each year we will provide a report
reconciling your IRS form 1099 tax statement to actual account
activity. This report is designed to assist you in and your
tax advisor in filing your tax returns.
Non-Managed Investment Advisory Services
Sirchia & Cuomo, LLP also offers non-managed
investment advisory services. Examples of these services include:
- Analyzing a specific investment
- Advising on the selection of investment
alternatives within an employer's retirement plan
- Developing investment policy statements
for qualified retirement plans, corporations and endowment
funds
- Monitoring qualified retirement plan,
corporate and endowment fund portfolios for performance
and adherence to investment policy statements
 If
you are looking for answers to your financial planning questions
and the maze of alternatives on "how do I get there,"
we can use our knowledge and experience to help you identify
the right answers to your questions. Our financial services
are designed to help you meet today's complex financial challenges
head on and enable you to take responsibility for your future.
Check out these links.
We do not endorse any products, services,
or businesses you may find by following these links. Do not
enter into any transaction until you and your advisors are
satisfied that you are getting what you are paying for.
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For assistance with your investment concerns,
contact us.
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